Welcome

At SMJ Personal Finance Services, we provide tailored one-on-one financial counseling designed to help individuals overcome challenges, build financial confidence, and achieve long-term stability.

Services

Education

We provide education on wealth-building strategies and guide you in identifying and applying for government financial assistance and support programs.

Money, Credit, & Debt Management

We assist clients in understanding their credit reports and scores, improving their credit, and effectively managing debt.

Budgeting Solutions

We help clients align their spending with their financial goals. We will interpret your  financial needs and objectives to create clear, actionable solutions.

Frequently Asked Questions

How can we help you achieve your goals?

We can help you achieve your goals by providing personalized financial guidance, practical tools, and expert support tailored to your unique needs. Whether you want to build credit, manage debt, grow your savings, or plan for long-term financial security, we provide the resources and education to help you make realistic, informed, and confident decisions.

What sets SMJ Personal Finance Services apart from other personal finance firms?

We understand that every financial journey is unique, which is why we offer tailored guidance, hands-on support, and practical education, not one-size-fits-all solutions. Our commitment to empowerment, trust, and long-term financial success truly distinguishes us from other firms.

How do I get started with SMJ Personal Finance Services?

Getting started with SMJ Personal Finance Services is simple! Contact us to schedule your free 30-minute initial consultation, where we’ll discuss your financial goals, challenges, and needs. From there, we’ll create a personalized plan designed to help you build credit, manage debt, grow savings, or achieve any other financial objectives you have in mind.

“I have been a client of SMJ Personal Finance Services for over a year now and I couldn't be happier with the results. Their team has helped me create a solid financial plan that gives me peace of mind for the future.”

Audrey Sheppard

SMJ Personal Finance Services is a leading personal finance service based in Atlanta, Georgia. We are committed to delivering exceptional financial guidance and customized solutions designed to help our clients achieve their financial goals.