Meet the Founder

Dr. Susan Jones, AFC®

(Accredited Financial Counselor®)

Dr. Susan Jones is the Founder & President of SMJ Personal Finance Services, an independent firm dedicated to empowering individuals and families through comprehensive personal finance solutions.

With a Doctor of Business Administration focused on Financial Leadership and accreditation from the Association for Financial Counseling & Planning Education (AFCPE®), Dr. Jones brings exceptional expertise and a proven commitment to financial literacy and strategic guidance.

SMJ Personal Finance Services specializes in credit education, debt management, financial aid navigation, and wealth-building strategies—all designed to foster lasting financial confidence and independence. Drawing on years of experience working with military personnel and their families, veterans, college students, and individuals from diverse backgrounds, Dr. Jones understands the unique financial challenges faced by each group.

Guided by a mission to provide personalized guidance, practical education, and hands-on support, Dr. Jones equips clients to make informed financial decisions, whether managing the complexities of military life, navigating student finances, or planning for long-term wealth building. Through SMJ Personal Finance Services, she upholds the highest standards of professionalism, integrity, and confidentiality while helping clients achieve meaningful financial goals.

Your financial success is our priority. 

We are here to support & guide you through every stage of your financial journey.